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Affordable, faith-based healthcare cover for groups, families and individuals — delivered through Caritas Bancassurance.
Quality healthcare through a trusted network of faith-based providers.
Comprehensive inpatient and outpatient benefits with tailored premiums.
Waived waiting periods for qualifying groups after just 14 days.
Everything you need to know about enrolling, accessing care, and getting support.
CARIMED is an affordable, faith-based healthcare cover developed by Caritas Microfinance Bank. It's distributed through Caritas Bancassurance Limited, a subsidiary of Caritas Microfinance Bank. With a trusted network of faith-based healthcare providers, CARIMED ensures quality care while aligning spiritual values.
CARIMED Health Cover is available as a group cover as well as for individuals, offering quality healthcare accessible through a trusted network of providers.
Groups can be either faith-based, organized groups or registered groups/ institutions. For group enrollment, a minimum of 15 members is required.
The premium for both groups and individual covers are tailored to suit your specific needs, ensuring affordability while providing reliable and comprehensive benefits. The group benefits from a waived waiting period for only 14 days for both inpatient & outpatient.
Whether you are a group seeking a dependable medical plan or an individual looking to safeguard the health of your members, CARIMED offers a solution designed to meet you where you are.
Eligibility is from birth (a term baby of 38 weeks) up to 100 years of age.
Group of 15 members and above waive the waiting periods – Group guidelines should apply to joining.
Copay of Kes. 350 for all providers.
Copay of Kes. 500 after the 3rd visit by the same member.
Any outpatient visit costing above Kes. 3,500 to seek pre-approval.
The health cover is targeted to Faith-based groups, Community/Economic Groups and Individuals/ Households.
The group onboarding process is done online by simply scanning the QR code provided and following the prompts to register. A group must have a minimum of 15 members to qualify.
To view the list of accredited healthcare service providers, simply scan the QR code in the booklet.
Yes, within outpatient limit. It covers vaccinations & immunizations within KEPI recommended regime.
Yes. Caritas Microfinance Bank offers Insurance Premium Financing (IPF) to help you spread the cost of your premium and pay in manageable instalments. Visit any branch for more details.
No. Medical insurance policies are not transferable between providers.
Contact the parish office, health facility, any Caritas Microfinance Bank branch, agent or simply:
Call Us: 020 515 1500 | 0791 810 810
Email Us: carimed@caritas-mfb.co.ke
Download the full booklet or scan a QR code to register your group, yourself, or find accredited providers near you.
Scan to register your faith-based or community group (minimum 15 members).
Scan to enroll yourself or your household on CARIMED.
Scan to view the complete list of accredited healthcare providers.
Visit any Caritas branch, parish office, or reach our team directly.
Whether you're saving for the future, growing your business or meeting an important need, Caritas Microfinance Bank has a range of financial solutions designed to help you move forward.
Talk to us